You slow down for a red light and the moron behind you is texting. He doesn't stop in time and hits you from behind, not hard, but just enough to damage your bumper. You make a claim with your insurance and pay your deductible. Then you go to trade your car and find out that the accident has cost you in the way of resale value.
via Lifehacker http://ift.tt/1qiUbaL
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